Starting Net Worth: $94,349
March was an exciting month because we crossed over $100,000 in net worth on March 13. Hitting six figures is a milestone we are very proud of, and it serves as a reminder of how powerful compound growth becomes once you consistently add to your investments.
One event that gave us a boost was receiving our tax refund of $4,914. From a financial planning perspective, it is usually better not to receive large refunds. When you get money back at tax time, it means you have been loaning your money to the IRS without earning any interest throughout the year. Ideally, that money could have been invested or used more productively in real time. That said, there is no denying the emotional benefit of receiving a lump sum. For many people, it feels like a mini bonus, and if used wisely, it can be an excellent way to accelerate financial goals.
On top of that, the stock market continued to perform well. Because we are following an aggressive investment strategy, our accounts grew meaningfully, helping us build momentum toward our long-term goals.
The key takeaway is that hitting a milestone like $100,000 is both motivating and educational. It shows that consistent contributions, smart use of windfalls like tax refunds, and the growth of the market can all work together to move your financial journey forward.
Ending Net Worth: $104,591
None of the above information is a recommendation. This blog is purely intended as commentary on things that have happened along our financial journey.