Starting Net Worth: $108,670
With my car loan paid off, June brought extra cash flow that allowed us to continue aggressively saving for a new home. We had been watching our house savings account grow steadily over the past several months, and by this point we knew we were getting very close to being ready to go house shopping.
At the same time, we kept our systematic retirement savings unchanged. That consistency made a big difference. Even though the overall market was down in June, our accounts still grew because of the monthly contributions we continued to make. This is a great example of how steady deposits can smooth out the ups and downs of the market.
In many ways, June felt like a boring month. Nothing dramatic happened financially. Yet these kinds of months are the true foundation of long-term success. By stacking one “boring” month after another, you gradually build momentum. Then one day you look up and realize you have reached a milestone that once felt far away.
The lesson is simple: financial success is less about big wins and more about showing up consistently, even when it feels uneventful.
Ending Net Worth: $117,054
None of the above information is a recommendation. This blog is purely intended as commentary on things that have happened along our financial journey.