Starting Net Worth: $104,591
After celebrating the milestone of crossing into a six-figure net worth in March, April quickly reminded us that financial progress is not always a straight line. Our net worth dipped back below $100,000 as the stock market had a negative month. Even though we continued making our regular monthly contributions, the decline in investment values pulled our total down.
On the spending side, we also had an unusually high month. We spent about $2,000 on tools to improve our yard. While this was not a required expense, it allowed us to mow, weed whack, and care for our lawn in a way that brought us pride and enjoyment. Investing in your home environment can provide both practical benefits and emotional satisfaction, even if it means a short-term hit to financial numbers.
The important lesson here is that it is okay to spend money on things that add value to your life. The key is making sure those decisions are intentional and aligned with your broader financial plan. As long as you remain on track for your long-term goals, short-term dips in net worth or higher-than-usual expenses do not derail your progress.
Ending Net Worth: $99,844
None of the above information is a recommendation. This blog is purely intended as commentary on things that have happened along our financial journey.