Fed Moves, Social Security & Everyday Money Mistakes
Nick Hopwood, CFP® of Peak Wealth joined The Steve Gruber Show on December 9, 2025, where he discussed the Fed’s recent moves and how potential rate cuts could shape the year ahead and set the tone for 2026.
He also walked through Social Security strategies in practical terms, weighing the idea of taking benefits at 62 and investing them versus continuing to work to maximize future payouts, noting that the best choice depends on personal goals and circumstances.
Nick wrapped up by talking about common everyday money mistakes and shared a relatable story about how quickly small charges from a simple food delivery order can pile up when we are not paying attention.
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