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Monday, April 16, 2018

What would you do if you were retired and had a new $7,000/mo bill from the nursing home each month? Nick is joined by Michael Tepper from Capitas Financial, who has over 25 years of experience in the Long Term Care Insurance...

 

Monday, April 16, 2018

What do you think? Are you bullish, bearish, or neutral about the U.S. stock market? Are U.S. stocks undervalued, overvalued, or fairly valued? What is the biggest threat the U.S. stock market faces this year? During the first four...

 

Wednesday, April 11, 2018

Nick chats Social Security Disability with veteran attorney Jason Steinhelper of the law firm Levine Benjamin. Jason has represented thousands of clients seeking to obtain Social Security Disability over the last 11+ years. Learn more...

 

Wednesday, April 11, 2018

Congratulations Nick for your Investment News 40 Under 40 Nomination! InvestmentNews' 40 Under 40 project aims to reveal the tremendous potential in the financial advice industry by finding young talent doing remarkable things. Key...

 

Wednesday, April 11, 2018

For the 8th year in a row, Nick has been recognized as a Five Star Professional in Wealth Management! Five Star Professional conducts market research to define and promote professional excellence in the profession they serve. For the...

 

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Wednesday, April 11, 2018

We are pleased to announce our Partnership with TriState Capital We can now offer clients a securities-backed line of credit Just like a Home Equity Line of Credit (HELOC) for your house, this is a securities-backed line of credit from...

 

Tuesday, April 10, 2018

The Markets You could almost hear the spurs jingling. Trade tensions ratcheted higher last week as the United States and China staked new positions on the not-so-dusty main street of trade. It was the latest round of posturing in what...

 

Tuesday, March 27, 2018

People are always asking me, “Do I have enough to retire?” They expect me to be able to look at their 401(k) statement and give them a yes or no answer in two seconds flat! The truth is it doesn’t matter how much...

 

Monday, March 26, 2018

The Markets Why am I saving and investing? After a week like last week, it’s an important question. There are many reasons people save and invest, including to: Live the life they want today and in the future Accumulate resources...

 

Friday, March 23, 2018

In this episode, Coach Ben and Coach Kevin, from the InFlow Wellness Academy, sit down with Nick Hopwood, CFP and chat about "How much is enough?" Learn more about InFlow. Peak Wealth Management is a full-service Registered Investment...

 

Thursday, March 22, 2018

We are pleased to host Nick Hopwood, CFP, President and CEO of Peak Wealth Management, LLC, to discuss his path towards independence following his departure from LPL Financial and turning Peak Wealth Management into a successful...

 

Thursday, March 22, 2018

Social Security is more than a monthly check. Do you realize it can be worth well over a million dollars? A $1,500/mo SS payment with 1.5% inflation will add up to over $675,000 in 30 years. If your check is $2,000/mo for 30 years the...

 

Monday, March 19, 2018

The Markets It’s a good time for a gut check. Last week, after sliding lower for four days, the Standard & Poor’s 500 Index recouped some of its losses on Friday. The reasons behind the week’s poor showing were...

 

Monday, March 12, 2018

The Markets It’s a bird…It’s a plane…It’s a labor shortage! There is little doubt the Millennial generation has been reshaping our world. One of the most remarkable aspects of this demographic group is a...

 

Tuesday, March 6, 2018

Schedule an Appointment Recently a bunch of things have happened which got me thinking. The teacher at school was teaching about loans, or bonds; a wholesaler for one of the mutual fund companies introduced me to a program they are...

 

Tuesday, March 6, 2018

The Markets As Yogi Berra once said: It’s déjà vu all over again. Last week, global stock markets took a bit of a dip after President Trump announced a 25 percent tariff on steel and a 10 percent tariff on aluminum....

 

Monday, March 5, 2018

Schedule an Appointment Health savings accounts, or "HSA" for short, have been around since 2003, when President Bush improved upon medical savings accounts and flexible savings accounts. HSAs are superior compared to their...

 

Monday, February 26, 2018

The Markets U.S. Treasuries are offering a lesson in supply and demand. Last week, the U.S. Treasury auctioned $258 billion in bonds. Treasury auctions are the way the United States government finances its debt. The Treasury sells...

 

Tuesday, February 20, 2018

The Markets As New York Fashion Week ended, inflation strutted its stuff. Ever since the Federal Reserve began raising the Fed funds rate in 2015, analysts have been anticipating higher inflation. The fact that price increases remained...

 

Monday, February 12, 2018

The Markets Back to reality... After months of eerie calm, stock market volatility has returned. The CBOE Volatility Index (VIX) – a measure of how turbulent investors expect stock markets to be during the next 30 days –...

 

Thursday, February 8, 2018

Dr. Russ Dore of PCS Counseling and Dore Productions sits down with Nick to chat about Finding a Satisfying Second Career. Dr Russ has consulted with hundreds of individuals in transition and shares some stories and takeaways from his...

 

Monday, February 5, 2018

The Markets It was not a good week for stocks. Last week, stock markets around the world lost value. In the United States, the Standard & Poor’s 500 Index (S&P 500), Dow Jones Industrial Index (Dow), and NASDAQ all finished lower...

 

Monday, January 22, 2018

The Markets Last week, the United States government might as well have hung a sign on the front door of the Capitol that read, “Gone negotiating. We’ll be back in…however long it takes.” In 2013, the U.S....

 

Monday, January 22, 2018

Retirement is a major life transition, but its stages are predictable. Sadly, most people don’t think it through all the way. Many retire simply because they hate their job or as soon as they have enough money. But, they work...

 

Tuesday, January 16, 2018

2017 was by far the best year ever for Peak. Join Nick as he reflects on some of the things going on driving growth and what we are working on for 2018. This is your chance to to kick the tires and look under the hood on how a...

 

Tuesday, January 16, 2018

The Markets Inflation, inflation, where’s the inflation? The U.S. Federal Reserve has been raising interest rates in anticipation of higher inflation. In its 2018 forecast, Goldman Sachs indicated it expected to see “a...

 

Friday, January 12, 2018

Ever wonder how a CFP manages their own money? Listen as Nick talks about his personal financial plan for 2018. Everything from cash flow, investments, debt, and real estate. January is the perfect time of year to evaluate and update...

 

Friday, January 12, 2018

Thinking of a cottage up north or a condo in Florida? Listen to EP 025 of Finding True Wealth and hear about Nick's personal experience as well as what he has learned from client experiences and why owning a second home is The...

 

Thursday, January 11, 2018

Congratulations to our 2018 Scholarship Recipients! We are pleased to announce the recipients of our 2018 Peak "Invest In Others" Scholarship! These students have demonstrated outstanding academic achievement, as well as significant...

 

Monday, January 8, 2018

The Markets Whoosh! Bang! Flash! Fizz! Whistle! U.S. stock markets delivered their own version of fireworks to celebrate the New Year. During the first week of 2018, the Dow Jones Industrial Average hit a new all-time high, moving...

 

Tuesday, January 2, 2018

Weekly Market Commentary January 2, 2018 The Markets How good was 2017? It was so good, the Standard & Poor’s (S&P) 500 Index finished in positive territory every month for the first time ever (on a total return basis), reported...

 

Tuesday, December 26, 2017

Join Nick as he talks Real Estate Investing and updates you on his personal real estate porfolio and why he loves real estate. If you haven't heard EP 006you should start there. Investing in real estate is part of the Peak Income 360...

 

Thursday, December 21, 2017

Join us Jan 11, 2018 for Health Yields Wealth 2.0

 

Monday, December 18, 2017

The Markets Here we come a tax-reforming… The reconciliation of Congressional tax reform bills proceeded apace last week, and Congress is expected to vote on the measure early this week. If tax reform passes, Dubravko...

 

Monday, December 11, 2017

The Markets “It's the hap- happiest season of all.” While holidays don’t make everyone happy, investors should be feeling festive. The Standard & Poor’s 500 Index is up more than 18 percent year-to-date. The Dow...

 

Thursday, December 7, 2017

Many thanks to the 134 clients and guests who joined us at Fox Hills for our annual Christmas Party! Thanks for helping make the 2017 edition was the best party yet! Another great big THANK YOU to those who donated non-perishables to...

 

Wednesday, November 29, 2017

Listen to the latest edition of Finding True Wealth as Nick reminisces about the industry twenty years ago and reflects on what he would be looking for when selecting a CFP/financial planner. CLICK HERE

 

Tuesday, November 28, 2017

The Markets There was a lot to be thankful for last week. Stock markets around the world may have ripened to full-slip sweetness this year. Emerging markets have delivered the most attractive returns year-to-date. The MSCI Emerging...

 

Monday, November 20, 2017

Are You Ready to Retire? There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement. Some are completely unprepared. The Employee Benefits Research Institute (EBRI)’s...

 

Tuesday, November 14, 2017

The Markets Selling it overseas. Most of the companies in the Standard & Poor’s 500 (S&P 500) Index have reported third quarter earnings per share (EPS), which is the profit earned per share of stock outstanding during the...

 

Wednesday, November 8, 2017

The Markets “Taxes are what we pay for a civilized society.” U.S. Supreme Court Justice Oliver Wendell Holmes’s statement is engraved on the front of the Internal Revenue Service building in Washington, D.C. Some...

 

Wednesday, October 4, 2017

Smartphones are incredibly handy. That may be why about three of every four Americans own them.1 On average, smartphone users spend almost three hours a day – 86 hours every month – using their phones. They send texts and email,...

 

Thursday, September 28, 2017

How times change! In 1940, half of Americans finished their education in eighth grade. College degrees were relatively rare. Just 6 percent of men and 4 percent of women had one.1During the past 80 years, college has become far more...

 

Thursday, August 31, 2017

Labor Day is about a lot more than the end of summer and the start of a new school year. The holiday, which celebrates American workers, became a federal holiday in 1894 and was created to recognize the contributions and achievements...

 

Wednesday, August 30, 2017

In a 2002 interview with Mike Wallace, former First Lady Nancy Reagan said she often reread the love letters written by her husband, former President Ronald Reagan. The letters, which had sustained and enriched their relationship,...

 

Friday, July 28, 2017

While some may be concerned about the iconic American meat that arrives in a rectangular 12-ounce tin (and is inexplicably popular in certain island states and American territories), more should be wary of its namesake – the spam that...

 

Wednesday, July 12, 2017

The idea of Artificial Intelligence (AI) may bring to mind movies like Terminator, Wall-E, and Transcendence, but the reality of AI is expected to help people find answers to some significant issues. For example, a PwC survey found:1 •...

 

Friday, June 30, 2017

On July 4, 1776, the American colonies claimed independence from Britain. This declaration eventually led to the formation of the United States. As we celebrate the birth of our great nation, test your knowledge with this brief quiz.1...

 

Friday, June 30, 2017

Nick sits down with Dr John Mlinarcik talking personality styles. Understanding your own personality style helps you understand your own needs and why you do what you do. The same can be said about the other people in your life-...

 

Thursday, June 29, 2017

The bull market in U.S. stocks has been charging ahead for more than eight years.1 While that’s young in people years, it’s ancient in bull market terms. Since World War II, the longest bull market in U.S. stocks lasted for almost...

 

Monday, June 26, 2017

A majority of people I speak with about investment portfolio risk carry a risk profile of “balanced,” or “growth with income,” or for a lack of a better term, “in the middle.” For many people, these...

 

Wednesday, June 14, 2017

In the post-pension world, we need to take full advantage of the retirement plans offered by our employers. If you work for certain tax-exempt organizations such as a hospital, university, or state/local government, you may be eligible...

 

Wednesday, June 7, 2017

People are always asking me, “Do I have enough to retire?” They expect me to be able to look at their 401(k) statement and give them a yes or no answer in two seconds flat! The truth is it doesn’t matter how much...

 

Wednesday, May 24, 2017

Despite everything you have heard, your house and your 401k are not your largest asset – your career path and income are your biggest asset by far. Listen as we give one simple tip on how to maximize your largest asset,...

 

Wednesday, May 24, 2017

Learn about the sweet spot of Roth IRA Conversion from Nick Hopwood, CFP. How do some people convert their IRA to a Roth IRA with little or no tax due? http://peakwm.com/podcast/Rothconversion.mp3

 

Tuesday, May 23, 2017

As Published originally on Investopedia.com Attention Millennials: Your house and your 401(k) are not your largest assets. Despite everything you may have read or heard, your house and your 401(k) are not your largest assets—your...

 

Monday, May 22, 2017

The First $100,000,000 is the hardest! We are proud to announce that Peak Wealth recently reached $100M in client assets! Many thanks to our loyal partners over the past 17 years!

 

Tuesday, May 2, 2017

0Meet Renee Kowal, the newest edition to our team! Renee has recently joined Peak as an Operations Assistant. She comes to Peak with many years of professional experience in a client based service industry. She has been married to her...

 

Monday, May 1, 2017

Pensions don’t exist like they did in the past. Peak Income 360 seeks to replace that pension by adding multiple passive income streams. http://peakwm.com/podcast/Income360.mp3

 

Tuesday, April 11, 2017

Did you miss the Naked Retirement Workshop? Listen in and get caught-up as Nick chats with Donna Martin, CEO of Change Engine, a business and retirement coaching firm. At Change Engine, she works with professionals who want to achieve...

 

Tuesday, April 11, 2017

I hate the word “budget.” It reminds me of being on a diet. For some reason, In this day and age our human nature struggles with limits. So when I speak with people about their cash flow, I don’t talk about budgeting,...

 

Monday, April 10, 2017

Nick speaks with John Diehl, SVP at Hartford Funds and liaison to the MIT Age Lab, where they do a lot of cool research! Our topic today is the 5 ways technology will change the way we age. Check out this white paper which covers the...

 

Wednesday, April 5, 2017

Our goal when we meet is to determine if there is a fit between what you are looking for and the services we provide. In order to make the best use of our time, please use the resources below to help prepare. Prior to your initial...

 

Wednesday, March 29, 2017

From success to significance: Chip shares his story about reaching “Halftime” in his life. Learn why he walked away (in his early 50’s) from his successful 26 year career as VP of Finance at Enterprise Car Rental and...

 

Tuesday, July 26, 2016

Peak Blueprinting Booklet Small File The Blueprinting Process is a series of exercises we created to help you live your life by design, not be default. The purpose of these exercises is to help ignite your relentless burning desire,...